Direct answer
How much bitrate fits a one-minute video into 20MB?
For a personal 20MB budget, a 5% margin and 128 kbps audio leave about 2,405 kbps for video: (20 × 0.95 × 8000 ÷ 60) − 128. This is a decimal-unit estimate, not a TikTok upload limit or a guaranteed CreatorZip output. Presets do not set an exact target bitrate; check the encoded file.